Personal meditating on the couch.

Take a breath

 
Get the things you need, pay unexpected bills, take a special vacation, make home improvements, or consolidate higher rate loans to lower your payments and save on interest charges! No collateral is required for a personal loan—all we need is your signature.
 


A personal loan could save you thousands

$10,000 personal loan

  • Term: 60 months
  • APR: 11.99%*
  • Approximate monthly payment: $222

$5,000 personal loan

  • Term: 60 months
  • APR: 11.99%*
  • Approximate monthly payment: $111

$3,500 personal loan

  • Term: 48 months
  • APR: 11.99%*
  • Approximate monthly payment: $92



You can use a personal loan for anything!

Other rates and terms are available—just ask!

Did you know?

Using a personal loan instead of a higher rate credit card could save you thousands!

Compare financing for a $10,000 loan:



Using A High Rate
Credit Card
Using A Think 
Personal Loan
Loan Amount $10,000 $10,000
Interest Rate
20.42% APR2 11.99% APR1
Monthly Payment $222.39
$222.39
Time to Pay Off 86 Months 60 Months
Total Interest Paid $9,097 $3,344
You Save: - $5,753!

Get your cash fast!


Already a Think customer? Apply through Think Online for an even quicker decision. Simply select "Apply for a loan" from the side menu to get started.
 

Questions? 

Send us a secure message in Think Online, call us at 1-800-288-3425, or visit us at any branch office. We're here to help.


1APR = Annual Percentage Rate. Rate current as of 2/11/2025 and subject to change. Other amounts and terms available. Standard underwriting guidelines apply. Payment examples shown are based on a fixed rate personal loan. 

2National average variable credit card rate. Source: Bankrate.com 11/20/2024 and subject to change. Monthly payments listed are approximate.