Personal meditating on the couch.

Take a breath

You can save thousands compared to a credit card with a personal loan.


Get the things you need, pay unexpected bills, take a special vacation, make home improvements, or consolidate higher rate loans to lower your payments and save on interest charges! No collateral is required for a personal loan—all we need is your signature.
 


Loan payment examples

$10,000 personal loan


60-month term. 11.99% APR.*
Approximate monthly payment only $222.

$5,000 personal loan


60-month term. 11.99% APR.*
Approximate monthly payment only $111.

$3,500 personal loan


48-month term. 11.99% APR.*
Approximate monthly payment only $92.



You can use a personal loan for anything!

Other rates and terms are available—just ask!

Did you know?

Using a personal loan instead of a higher rate credit card could save you thousands!

Compare financing for a $10,000 loan:



Using A High Rate
Credit Card
Using A Think 
Personal Loan
Loan Amount $10,000 $10,000
Interest Rate
20.42% APR2 11.99% APR1
Monthly Payment $222.39
$222.39
Time to Pay Off 86 Months 60 Months
Total Interest Paid $9,097 $3,344
You Save: - $5,753!

Get your cash fast!


Already a Think customer? Apply through Think Online for an even quicker decision. Simply select "Apply for a loan" from the side menu to get started.
 

Questions? 

Send us a secure message in Think Online, call us at 1-800-288-3425, or visit us at any branch office. We're here to help.


1APR = Annual Percentage Rate. Rate current as of 12/1/2024 and subject to change. Other amounts and terms available. Standard underwriting guidelines apply. Payment examples shown are based on a fixed rate personal loan.

2National average variable credit card rate. Source: Bankrate.com 11/20/2024 and subject to change. Monthly payments listed are approximate.