Choose your overdraft protection

We can help you select the combination of overdraft services that is right for you:

Do you want protection on your account to assure your payments and purchases will go through?

Yes

Do you plan to link your savings account as protection for your checking account?

Yes

Do you want everyday debit card and ATM transactions paid?

Yes

Apply for a Line of Credit*

Best for those who want protection for ALL payments and transactions including everyday debit card and ATM transactions

Covers all transaction types up to credit limit
Automatically advance funds**
Subject to accrued interest on advanced funds

*Standard underwriting guidelines apply.
**Line of Credit advances will be drawn in the lessor of: $100 increments or the remaining available line of credit balance or the amount of the overdraft when the overdraft is less than the available line of credit balance and $100.

Apply for a LOC

Link a Savings Account

Best for those who want protection for payments and transactions, except for everyday debit card and ATM transactions

Covers up to the savings account balance
Transfers funds needed to cover checks, automatic transactions, recurring payments and bill payments

Opt-out Consumer Debit Card Authorization

Denies everyday debit card and ATM transactions
No fee for denials

Opt-in Consumer Debit Card Authorization

Avoids potential card declines for everyday debit card and ATM transactions
$22 fee per transaction
Not guaranteed to authorize

You're all set

Every checking account comes with

Automatic discretionary overdraft service that allows your transactions to be considered for payment, except everyday debit card and ATM transactions
May help you avoid unpaid checks, automatic transactions, recurring payments and bill payments
$22 per overdraft fee