Choose your business overdraft protection

Apply for a Line of Credit*

Best for those who want protection for ALL payments and transactions including everyday debit card and ATM transactions

• Covers all transaction types up to credit limit
• Automatically advance funds**
• Subject to accrued interest on advanced funds

*Standard underwriting guidelines apply.
**Line of Credit advances will be drawn in the lessor of: $100 increments or the remaining available line of credit balance or the amount of the overdraft when the overdraft is less than the available line of credit balance and $100.

Link a Savings Account

Best for those who want protection for payments and transactions, except for everyday debit card and ATM transactions

• Covers up to the savings account balance
• Transfers funds needed to cover checks, automatic transactions, recurring payments and bill payments

Opt-out Consumer Debit Card Authorization

• Denies everyday debit card and ATM transactions
• No fee for denials

Opt-in Consumer Debit Card Authorization

• Everyday debit card and ATM transactions may be approved
• $22 fee per transaction
• Not guaranteed to authorize

You're all set

Every business checking account comes with

• Automatic discretionary overdraft service that allows all your transaction types to be considered for payment
• May help you avoid unpaid or declined transactions of all types
• $22 per overdraft fee