Rates current as of January 24, 2025 and subject to change.
| Fixed Rate CDs & IRAs |
| Term |
Minimum Opening Deposit |
Annual Percentage Yield (APY) |
Interest Rate |
Interest Paid |
| 3 Month* |
$250
$50,000
|
2.25%
2.35%
|
2.23%
2.33%
|
Maturity
|
| 6 Month* |
$250
$50,000
|
4.00%
4.10%
|
3.96%
4.06%
|
Maturity
|
| 1 Year* |
$250
$50,000
|
3.75%
3.85%
|
3.70%
3.80%
|
Quarterly
|
| 18 Month* |
$250
$50,000
|
3.00%
3.10%
|
2.97%
3.06%
|
Quarterly
|
| 2 Year* |
$250
$50,000
|
2.85%
2.95%
|
2.82%
2.92%
|
Quarterly |
| 30 Month* |
$250
$50,000
|
2.75%
2.85%
|
2.72%
2.82%
|
Quarterly |
| 3 Year* |
$250
$50,000
|
2.75%
2.85%
|
2.72%
2.82%
|
Quarterly |
| 4 Year* |
$250
$50,000
|
2.75%
2.85%
|
2.72%
2.82%
|
Quarterly |
| 5 Year* |
$250
$50,000
|
2.75%
2.85%
|
2.72%
2.82%
|
Quarterly |
|
12 Month*
(CD only)
|
$250
$50,000
|
3.75%
3.85%
|
3.69%
3.78%
|
Monthly |
|
30 Day*
(IRA only)
|
$250
$50,000
|
1.65%
1.75%
|
1.64%
1.74%
|
Maturity |
* Withdrawals prior to maturity could reduce your earnings and a penalty may be imposed for early withdrawal.
Rates current as of January 24, 2025 and subject to change.
| Variable Rate CDs & IRAs |
| Term |
Minimum Opening Deposit |
Annual Percentage Yield (APY) |
Interest Rate |
Interest Paid |
| 6 Month** |
$250 or $10 with automatic transfer |
3.55% |
3.50% |
Quarterly |
| 6 Month** |
$50,000 |
3.65% |
3.60% |
Quarterly |
| 1 Year** |
$250 or $10 with automatic transfer |
3.00% |
2.97% |
Quarterly |
| 1 Year** |
$50,000 |
3.10% |
3.06% |
Quarterly |
**Variable Rate Certificates of Deposit (CDs) and IRAs are subject to adjustment weekly according to market conditions and management discretion. Withdrawals prior to maturity could reduce your earnings and a penalty may be imposed for early withdrawal.
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