A couple smiling at each other as they shop for a new vehicle.

On your way.

Get pre-approved for an auto loan today and shop with confidence! We offer fixed-rate loans for new and used cars and trucks. Need a better rate? Refinance your current auto loan to lower your monthly payments.


An auto loan from Think can help you get there in a car, truck, or even minivan. Happy traveling.

$65,000 new/used auto loan

  • Term: 72 months
  • APR: 5.49%*
  • Approximate monthly payment: $1,062

$40,000 new/used auto loan

  • Term: 72 months
  • APR: 5.49%*
  • Approximate monthly payment: $653

$30,000 new/used auto loan

  • Term: 72 months
  • APR: 5.49%*
  • Approximate monthly payment: $490

$30,000 recreational loan

  • Term: 60 months
  • APR: 7.59%*
  • Approximate monthly payment: $602 (e.g. boat, RV)


Other rates and terms are available—just ask!

New and used vehicle loans

Get pre-approved and shop with confidence. We offer fixed rate vehicle loans for new and used cars and trucks.

Auto loan refinance

Looking for a better rate on your current loan? Refinance a higher rate vehicle loan to lower your monthly payments.

Dealer rebate vs financing at Think

0% financing isn't always the best deal when you're buying a new car. You could save by taking the rebate and financing at Think. 

Get a free auto insurance quote

Need insurance? We have that too. Get a free auto insurance quote from Think Insurance today.

Get your cash fastapply and close online!


Already a Think customer? Apply through Think Online for an even quicker decision. Simply select "Apply for a loan" from the side menu to get started.

Questions? 

Send us a secure message in Think Online, call us at 1-800-288-3425, or visit us at any branch office. We're here to help.



*APR = Annual Percentage Rate. Secured loan, fixed rates shown current as of 4/1/2025. Other rates and terms are available. Down payments vary between 0-20%. Standard underwriting guidelines apply. 

Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.